J1 USA - Insurance

Travel Insurance

J1 Policy Schedule – GOLD

DESCRIPTIONCOVER (per Insured Person)Excess (per Insured Person)
Section 1Cancellation or CurtailmentUp to €2,500 €100
Section 2Emergency Medical Expenses*   
and other ExpensesUp to €7,500,000€125
Dental Expenses€400€100
Hospital Benefit€300 (€25 per day)
Section 3Personal luggage, Cash and PassportUp to €1,500€100
Single Article Limit €200
Valuables Limit in Total€200
Unreceipted Items Limit€500
Unreceipted Single Item Limit€100
Delayed BaggageUp to €120
Replacement of PassportUp to €250N/A
Emergency Passport TravelUp to €250N/A
Personal Money / Documents
Cash€200€100
Travel Documents / Tickets€400€100
Section 4Delayed Departure€20 each 12hrs to €200
Holiday AbandonmentUp to €2,000€100
Missed DepartureUp to €500€100
Section 5Personal  Accident*
Loss of Limbs or Sight€40,000N/A
Permanent Total Disablement€40,000
Death Benefit€6,000
Section 6Public Liability*Up to €2,000,000€200
Section 7Legal Expenses*Up to €25,000€100
Section 8Student LoansUp to €3,000Nil
Section 9Government Travel AdviceUp to €1,000€100
Section 10Credit Card FraudUp to €500€100
Section 11Loss of EarningsUp to €650€100
Section 13Summer Exam FailureUp to €750€100
Optional Covers (Available upon Payment of additional premium)
Section 12Winter Sports
Ski Equipment OwnedUp to €600€100
HiredUp to €400
Single Article LimitUp to €300
Unreceipted Items LimitUp to €500
Unreceipted Single Item Limit€100
Hire of Ski Equipment€500 (€50 per day)
Ski Pack / Inability to ski€500 (€50 per day)
Piste Closure€500 (€50 per day)
Avalanche ClosureUp to €500€100